We offer group plans through many carriers in Oregon. All group plans are guarantee issued. Premiums are not increase nor are conditions excluded due to medical conditionss. There are no health questions on the application. For this reason, premiums tend to be higher than individual plans to account for the increased risk.

The first step in forming a group plan is to see if you qualify. You need at least two employees paid by a company in order to form a group. Each carrier may vary slightly, but you will typically need 75% of eligible employees not covered by other group insurance enrolled. Employers are required to pay 50% of the premium. Empolyers must offer coverage to anyone they deem a fulltime employee (17.5 to 40 hours).

Next, fill out a census form and fax it back to begin the quoting process. After we receive this form, we will gather the quotes. Most groups under 50 employees, we can quote instantly. Quotes may take up to 5-10 business days. You will be contacted by an agent specializes in group insurance to discuss your options and help narrow down the best plan.

Download Group Census Form