Individual Health Insurance for Oregon

There are nine carriers in Oregon who offer individual, major medical health insurance. Each carrier offers different deductible options, premiums and added benefits. Keep in mind the maximum out of pocket on the plans are the same, with a few exceptions. It is recommended to consult a benefit specialist to better understand how a carrier may vary.

Below are key points for each carrier:

		Low premiums Large Oregon provider network Dental option available Alternative care covered Most popular for 2009
		Many plans include vision Dental available Fast claim processing and customer service Alternative care covered
		Plans can be customized to your needs 100% coinsurance option Highest lifetime maximum Worldwide coverage Excellent major medical rates
		Plans offer the most benefits Alternative care covered 100% coninsurance option Deductible as low as $250 HMO option available Dental and vision available
		Member is part of an HMO Providence provider network Low out-of-pocket costs
		Low out-of-pocket costs Member can keep plan if they move to another state Alternative care covered Uses nationwide network
		Many plan options Alternative care covered Nationwide coverage Strong HSA plans 100% coinsurance option
		Low out-of-pocket Provider must be with Providence
		High out of pocket costs Competitive prices in Portland, Eugene, Salem Vision benefit on some plans
		State guarantee issue plan Administered through Regence BCBS High premiums Strong medical and Rx coverage