I am going to school in Oregon. Student health insurance provided by the school is often very minimal and included in tuition. The plans are great of a bad cold or small infection that can be treated by a simple doctor visit. But, you will see in the plan summaries, the insurer will only pay up to a low dollar amount if hospitalized.
Take for instance, Portland State University, they offer a health plan through AETNA for $63 a term, however, the plan will only pay up to $7500 if you are hospitalized or injured. AETNA offers a “buy-up plan” that adds and additional $7500. But the premium is more than $140 a month or more. You could meet that max in only a couple of days.
You can get a major medical plan that cannot drop you for $33 -$100 a month. We typically recommend applying to the cheapest plan available. Find the current health insurance rates here or call 503-608-7768 to ask a specialist lowest rates. |